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Financial Planning — India
EPF · PPF · NPS · ELSS · Mutual Funds · Year-by-year ₹ plan
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👤 Your Profile
Married / Partner?
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No
Your Name
Spouse Name
Your Age
0
Spouse Age
0
Retire Age
0
Spouse Retire
0
💼 Income (Annual CTC)
Your Annual CTC
₹0
Cost to company (gross annual)
Spouse CTC
₹0
Annual Increment %
0%
Expected yearly increment
Annual Bonus / ESOPs
₹0
Total household annual bonus + vested ESOPs
💸 Spending & Inflation
Annual Spending
₹0
Total household annual expenses
Inflation Rate
0%
India CPI avg ~6% · typical 5–7%
🏦 Current Balances
EPF Balance
₹0
PPF Balance
₹0
NPS Balance
₹0
Mutual Funds
₹0
FD / Savings Balance
₹0
Direct Equity / Stocks
₹0
Demat portfolio — direct stocks, excluding mutual funds
Real Estate Value
₹0
Investment property / second home — appreciates ~8%/yr
Rental Income / yr
₹0
Annual rental income — added to investable income
Investment Style
🛡
Safe
~8–9%
⚖
Balanced
~10–12%
🚀
Growth
~13–15%
Balanced equity-debt mix · avg 11% return
Gross Income / yr
—
CTC + bonus/ESOPs
Investable Surplus
—
Income minus spending
Yrs to Retirement
—
Until your target age
Projected at Retirement
—
All accounts combined
Avg Savings Rate
—
% of income invested
Plan Health
◈
On Track
Enter your numbers
Wealth Accumulation · Year by Year
EPF+PPF
NPS
Mutual Funds
Total
Spending
Year-by-Year Investment Action Plan
80C/80CCD limits applied · Section wise · Surplus to mutual funds/FDs
Year
Age
Gross Income
EPF Contrib
PPF Contrib
NPS Contrib
ELSS / MF
FD / Debt
Total Invested
EPF+PPF Bal
NPS Bal
MF Bal
Total Portfolio
Save Rate
Investment Plan